INVESTMENT PLANNING PHILOSOPHY
At Stopp & VanHoy, we believe that in order to know how to invest for a client, we must work with the client first to develop an investment strategy that matches their personal goals and objectives, using a complete menu of investment options. In so doing, we provide our clients personalized goal-based investment advice. We will develop unique asset allocation strategies specifically tailored for their investment portfolio and each strategy will consider their investment time horizon and level of risk tolerance.
RISK TOLERANCE AND INVESTMENT SELECTION
Risk tolerance is a measure of risk that an investor can tolerate. Investment risk tolerance is a process that influences the mix of asset classes an investor would use. Factors that are included in an investor’s risk tolerance are an investor’s age, life goals, and their income needs. Once a risk tolerance is determined, we will work with you to select investments that will be best suited to the level of risk tolerance. In order to manage risk, we use a process called asset diversification. By using a wide variety of investments an investor can lower overall risk, depending upon the investments chosen. Diversification attempts to lower overall risk. One concept behind diversification is that, when there is positive performance in some investments within a portfolio, there may be offsetting negative performance in other investments within a portfolio.
MONITORING YOUR INVESTMENT PORTFOLIO
Your advisor will monitor your asset allocations and recommend appropriate changes. We also rebalance your portfolio to stay in-line with your asset allocation model and work with you to adjust your investment strategy for any life changes and market developments.
Stopp & VanHoy has partnered with 1st Global Capital Corp., a partner of over 400 CPAs in providing resources to meet client wealth management needs. Partnering with 1st Global allows us to provide a unique experience of exceptional tax-centered financial planning led by a CPA.